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What Are the Pros and Cons of Living in 55+ Communities?

Are you thinking of retiring and moving into an active adult community? What are the pros and cons of living in 55+ communities?  

Here are the benefits of living in a 55+ community.

PROS:

This is the best part of living in a 55+ community.  It’s like you’re on vacation everyday!

You will enjoy the amenities most 55+ communities offer. Some communities have a resort-like environment with a clubhouse equipped with kitchen and patios for community gatherings, HOA meetings, and seasonal parties. Indoor and outdoor pools, fitness centers, tennis, pickle ball and bocce courts, game room, biking and walking trails. Communities near a lake offer kayaking and canoeing for residents and some bigger communities have golf courses.

Don’t you like to have peace and quiet where you live?  (Sound of crickets or night insects.  No, that kind of quiet.) That is one of the reasons why people in their retirement age move to 55+ communities. But, bear in mind that 55+ communities are not child-free zones since grandchildren and family members are allowed to visit and use the amenities. Having said that, 55+ communities tend to be more quiet than a standard neighborhood.

MAINTENANCE-FREE LIVING

Are you tired of mowing your lawn or trimming shrubs and trees? Well, not anymore.  In a typical community, homeowners take care of their own lawns, shrubs, trees and other exterior maintenance. Whereas, homeowners of a 55+ community don’t have to worry about cutting the grass, shrubs and other outside maintenance. This is, however, included in the monthly HOA dues. 

SAFE ENVIRONMENT

Who doesn’t want to feel safe in the community where you live?  In 55+ communities, it’s generally safer to walk around at night than the regular neighborhood because of well-lit streets, sidewalks and common areas. Some communities are gated and with security staff on site.

OPPORTUNITIES TO MAKE NEW FRIENDS

You’ve met friends since you were very young, and in high school and college and the places where you used to work. Now, this a new phase in your life to meet new friends and neighbors.  Most residents in 55+ communities like to participate in social events so, activities serve as a natural conversation starter and help people make new friends. It is easy to find people with common interest and wonderful friendships can result.

SUPPORT SYTEM

Don’t you wish you had that kind of support system when you were living in a standard community?  Some active adult communities have support system in place to meet the specific needs of people who need referrals for contractors, doctors, house cleaners, errand boys, and others. They get assistance with activities with daily living (ADLs).

SOMEONE TO LOOK AFTER YOUR HOME

This is why you need to make friends with your neighbors.  Majority of the time, residents of active adult or 55+ communities develop good relationships with their neighbors so they take care of each other’s home when they go on vacation. This is also true for some people who are willing to take care of their neighbor’s pets when they are away from home.

MULTIPLE PLANS AVAILABLE

Many 55+ communities were built and maintained with older adults in mind.  A common asset among all these floor plans and those available from most 55+ communities are that they are single-story homes or one and a half-story homes which have more livable square footage and reduced risks of fall.

IDEAL LOCATION

We are here in Charlotte North Carolina, an ideal place for 55+ communities.  The concept of 55+ living was developed for the convenience of residents who are over 55 years old.   Although these communities can be found in all 50 states, the greatest majority is located in a place where there is pleasant weather, near medical facilities, shopping centers and airports.

If you are searching for 55+ communities in North Carolina, specifically 55+ or active adult communities in Charlotte, NC, I recommend checking out Charlotte and the surrounding areas where you’ll find dozens of beautiful 55+ communities.

Now, let’s talk about the cons of living in a 55+ community.

CONS

HOA DUES

Yikes! $250 to $350 per month for HOA fees?  The HOA dues in most 55+ communities in North Carolina specifically 55+ communities in Charlotte North Carolina are high. They run from $250 to $350 a month in Greater Charlotte.  HOA dues are higher than a standard community because they include yard maintenance and use of all the amenities in the community.  Some communities have in-house lifestyle director. And some communities include security system, cable, and trash pick-up in the monthly HOA fees. Plus, you get to use tons of amenities like a resort-style amenities.

LACK OF AGE DIVERSITY

Since active adult communities usually require a minimum of one person in the residence be at least 55 years old, there is a lack of age diversity within the community.  Well, that is the reason why people in their retirement age are moving into for 55 plus or active adult communities.  They do love children. Of course, they have their own children and grandchildren who are welcome to visit them. They just want a company of friends and neighbors at the same stage of life.

SMALLER HOMES

Most homes in 55+ communities are designed for two adults to live comfortably. They tend to be smaller than homes on standard community.  Most floor plans offer ample space for entertaining but would be a challenge if there are large group of guests. There are communities that offer from 3 to 5 bedrooms and from 1,800 to over 3,000 sq. ft.

NO CARE SERVICES ARE INCLUDED

Active adult communities or 55+ communities do not provide healthcare services of any kind as part of the monthly HOA fees. These communities are not retirement centers or assisted living facilities. Basically, 55+ communities would fall under the same category as “aging at home”.

Do you want to learn more about 55+ communities or active adult communities? Just click on this video that will help you make an informed decision on how to choose the best 55+ community for your retirement years. And if you want  to see homes for sale in all 55+ communities in the Charlotte, NC area, please visit our website at CharlotteActiveAdults.com

Charlotte 55+/Active Adult Communities August 9, 2022
566
Listed
144
Avg. DOM
$242.37
Avg. $ / Sq.Ft.
$492,678
Med. List Price
566 Properties
Page 1 of 48
Coming Soon on 08/13
2053 Rocky Hollow Dr Waxhaw, NC 28173
$929,000
Neighborhood: Amber Meadows
3
Beds
3F11/2
Baths
3,899
Sq.Ft.
2019
Year Built
2
Days on Site
3892470
MLS
A delight to market for so many reasons, the property is located just in Union County, with easy access to the Blakeney area. The open floorplan allows for easy traffic flow, two large bedrooms with...
$555,456
Neighborhood: The Villas At Covington
4
Beds
3
Baths
2,967
Sq.Ft.
2022
Year Built
2
Days on Site
3892571
MLS
Vibrant, new 55+ community located in Indian Land, SC just minutes from prestigious Ballantyne! The Brooklyn plan offers the room & space so many are seeking. Start the New Year in this rare find...
Coming Soon on 08/13
119 Canoe Pole Ln Mooresville, NC 28117
$695,000
Neighborhood: Lakewalk
5
Beds
4
Baths
4,468
Sq.Ft.
2017
Year Built
2
Days on Site
3892460
MLS
Welcome Home to this amazingly versatile Jasmine home in the Estates section of LakeWalk. Enjoy cooking in the huge chef's kitchen with massive counter space, convection wall ovens, and a built-in...
Open 8/13
183 Flat Rock Dr Denver, NC 28037
$449,500
Neighborhood: Trilogy Lake Norman
2
Beds
2
Baths
1,434
Sq.Ft.
2016
Year Built
2
Days on Site
3890969
MLS
This amazing 55+ Community has it all! Gorgeous clubhouse including Daily Activity Agenda, tennis, pickle ball, indoor/outdoor pool and many club groups to join. The move-in ready home features a...
$725,000
Neighborhood: Regency At Palisades
3
Beds
2F11/2
Baths
2,417
Sq.Ft.
2017
Year Built
4
Days on Site
3889451
MLS
This Exceptional ranch home is located in the amenity-rich Regency at Palisades. This 3 bedroom 2.5 bath home presents an open floor plan connecting the beautiful formal dining room W/chair rail...
$475,000
Neighborhood: Imagery On Mtn Island
2
Beds
2
Baths
1,834
Sq.Ft.
2019
Year Built
4
Days on Site
3891609
MLS
The easy living you've been waiting for! One story ranch in beautiful Imagery at Mt Island Lake. The main floor offers 2 large bedrooms and an additional bonus spaced currently used as an office....
$485,000
Neighborhood: Sun City Carolina Lakes
2
Beds
2
Baths
1,776
Sq.Ft.
2007
Year Built
5
Days on Site
3885994
MLS
Stunning Copper Ridge plan in amenity-rich Sun City Carolina Lakes! A guest bedroom with access to full bath sits at the front of the home, perfect for out-of-town guests. Across the hall, double...
$449,990
Neighborhood: Pinnacle At Wesley Chapel
2
Beds
2F11/2
Baths
1,882
Sq.Ft.
2023
Year Built
6
Days on Site
3866646
MLS
MLS # 3866646 ~ REPRESENTATIVE PHOTOS ADDED. Winter 2023 Completion! The one-story Presley floor plan is ideal for homebuyers who enjoy entertaining. The spacious footprint features a large, airy...
Pending
5266 Looking Glass Trl Denver, NC 28037
$750,000
Neighborhood: Trilogy Lake Norman
3
Beds
3
Baths
2,565
Sq.Ft.
2019
Year Built
6
Days on Site
3887037
MLS
Why wait for new construction? This beautiful home is ready now! Popular Graham w/loft model has been meticulously cared for by one owner and is move-in ready w/lots of upgrades. Entry hallway has...
Coming Soon on 08/18
157 Martingale Ave Mooresville, NC 28115
$340,000
Condo: Johnson Manor
3
Beds
2F11/2
Baths
1,706
Sq.Ft.
2015
Year Built
6
Days on Site
3891412
MLS
Photos, floorplan & disclosures will be uploaded on or before August 17th.
$685,000
Neighborhood: Regency At Palisades
3
Beds
2F11/2
Baths
2,449
Sq.Ft.
2019
Year Built
6
Days on Site
3891389
MLS
Stunning Toll Brothers 3 bed/2.5 bath ranch home, located in the highly desirable Regency at Palisades.Upon entering, you're greeted by breathtaking pre-finished wood floors throughout that guide you...
Pending
4629 Mount Rainer Place Lancaster, SC 29720
$459,500
Neighborhood: Treetops
2
Beds
2
Baths
1,816
Sq.Ft.
2020
Year Built
6
Days on Site
3890921
MLS
Don't miss this immaculate Canton floorplan home in the active-adult community of Treetops! Enter through the front door and the guest bed/bath are on the left- perfect for out-of-town guests! A...
Based on information submitted to the MLS GRID as of August 9, 2022 6:45 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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